5 Tips to Prevent Online Fraud with APK File Mode
Online fraud via APK files is happening a lot these days and can cause financial losses for victims. Tokopedia shares tips for avoiding online fraud with the APK file mode.
According to Bank Indonesia (BI) through its official website, the wedding invitation fraud mode and package courier fraud mode are 2 of the various fraud modes that are currently rife.
This new mode will steal personal information and data, so it is important for the public to always be vigilant. This online fraud is carried out by perpetrators by sending APK files to potential victims via a short message application.
After the APK file is downloaded and given access permission, the perpetrator can steal confidential data from the potential victim’s cellphone, such as photos, videos, SMS, access to m-banking accounts and others.
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5 Tips to Avoid Online Fraud Mod APK Files
Seeing this, Tokopedia’s Director of Corporate Affairs, Nuraini Razak, revealed five tips to avoid online fraud by sending APK files.
1. Don’t just click or download the APK file
When receiving a message containing an APK file from an unknown number, for example in the form of a digital wedding invitation, bill, delivery receipt and so on, avoid pressing or clicking or even downloading the file.
If the user has already clicked or downloaded an illegal APK file, Nuraini suggests immediately returning the cellphone to factory settings or factory reset.
“Change all data in all application accounts that store personal data, such as cellphone numbers, e-mails, passwords and PINs, in banking applications and those related to other digital transactions, such as Tokopedia,” advised Nuraini.
2. Reconfirmation to a Trusted Party
Always re-confirm through trusted or official channels, when receiving suspicious messages or APK files from parties claiming to be close relatives or other agencies.
Tokopedia itself always delivers information about promos, sweepstakes and other information through official channels, such as the website www.tokopedia.com and the blog www.tokopedia.com/blog. As well as verified social media, and email with the domain @tokopedia.com.
“If you receive a message with an APK file on behalf of Tokopedia but it’s suspicious, report it immediately via the 24/7 Tokopedia Care service or www.tokopedia.com/help,” said Nuraini.
3. Routine Change Password
Update the operating system, applications and software on cellphones regularly to increase device security.
The public is also advised to routinely change passwords for all accounts, including banking applications and those related to other digital transactions. Then avoid using the same password between accounts.
Furthermore, when changing passwords, never share OTP codes or passwords with other people to avoid account leaks.
4. Do not trade outside the official platform
Official online shopping applications such as Tokopedia use a joint account system (rekber) to protect users when transacting online. This system allows the buyer’s money to be forwarded to the seller only if the product has been received by the buyer according to the order.
Therefore, if there are unscrupulous sellers who ask to continue communication or transact outside the official platform, immediately report it through the agency’s customer service. At Tokopedia, users can report through the Tokopedia Care help center.
5. Don’t Share Personal Data on Social Media
Finally, do not provide personal information through social media. Starting from the number cellphonehome address, mother’s full name, bank account number, NIK, KK and other personal data. Because this action has the potential to cause data leakage or theft.
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This is information about 5 tips to avoid online fraud with the APK file mode. Hopefully it can be an education for you to avoid this cyber crime. [NM/HBS]
